Legal

Terms of Use

Last updated: March 16, 2025

1. Acceptance of Terms

By accessing or using Rashida Herbers (https://rashidaherbers.com), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this site. We reserve the right to update these terms at any time, and your continued use of the site following any changes constitutes your acceptance of the revised terms.

2. Educational Purpose Only — Not Financial Advice

The content on this website is provided for educational and informational purposes only. Nothing on this site constitutes financial, investment, legal, or tax advice.

Rashida Herbers is a personal finance education platform. All content, including videos, articles, newsletters, tools, calculators, and guides, reflects personal research, experience, and general knowledge about money management. It is shared to educate and inform, not to advise.

Every person's financial situation is unique. Before making any financial decision, including decisions about investing, debt management, retirement planning, or any other money matter, you should consult with a qualified and licensed financial professional who can evaluate your specific circumstances.

Results described or illustrated on this site are not guaranteed. Past performance is not indicative of future results. Any figures, examples, or projections are for illustrative purposes only.

3. Disclaimer of Liability

To the fullest extent permitted by applicable law, Rashida Herbers and its owner disclaim all liability for any loss, damage, or harm arising from your use of, or reliance on, any content, tools, or resources on this site. This includes but is not limited to:

  • Financial losses resulting from decisions made based on content found on this site
  • Errors, omissions, or inaccuracies in any content
  • Interruptions or unavailability of the site or its tools
  • Any third-party content linked to or referenced from this site
  • Unauthorized access to or alteration of your data

This site and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

4. Content Ownership and Intellectual Property

All content on this site, including but not limited to text, graphics, logos, images, video content, tools, calculators, guides, newsletters, and the overall design and layout, is the exclusive property of Rashida Herbers unless otherwise noted. All rights are reserved.

You may not reproduce, distribute, republish, sell, modify, create derivative works from, or publicly display any content from this site without prior written permission from the owner. This includes content shared on social media, embedded in other websites, or used in any commercial context.

You are welcome to share links to content on this site and to quote brief excerpts for personal, non-commercial purposes, provided that you clearly credit Rashida Herbers and include a link back to the original content.

5. Free Tools and Resources

The free tools and calculators available on this site are provided for personal, non-commercial use only. They are designed to assist with general financial planning and education. The results generated by these tools are estimates based on the inputs you provide and should not be treated as precise financial projections or professional advice.

We make reasonable efforts to ensure the accuracy of these tools, but we do not guarantee that they are free of errors. You use them at your own risk.

6. Third-Party Links

This site may contain links to third-party websites, products, or services, including affiliate links. We are not responsible for the content, privacy practices, or accuracy of any third-party site. The inclusion of a link does not imply endorsement. Any transactions you conduct with third parties are solely between you and that party.

Some links on this site may be affiliate links, meaning we may earn a small commission if you make a purchase through them, at no additional cost to you. We only reference products and services we believe may be genuinely useful.

7. User Conduct

By using this site, you agree not to:

  • Use the site for any unlawful purpose or in violation of any applicable laws
  • Attempt to gain unauthorized access to any part of the site or its systems
  • Scrape, harvest, or collect data from the site using automated tools
  • Reproduce or redistribute any content without written permission
  • Impersonate Rashida Herbers or misrepresent your affiliation with this site

8. Email and Communications

By subscribing to our newsletter or providing your email address through any form on this site, you consent to receive email communications from us. You may unsubscribe at any time by clicking the unsubscribe link in any email or by contacting us directly. Please refer to our Privacy Policy for more information on how we handle your data.

9. Modifications to the Site

We reserve the right to modify, suspend, or discontinue any part of this site at any time without notice. We are not liable to you or any third party for any modification, suspension, or discontinuation of the site or its content.

10. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the United States. Any disputes arising from your use of this site shall be subject to the exclusive jurisdiction of the applicable courts.

11. Contact

If you have any questions about these Terms of Use, please contact us:

Email: [email protected]
Website: https://rashidaherbers.com