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Free Financial Tools & Guides

Five interactive tools built to help you take action on your money today. Click any tool to open it, completely free.

Most Popular
4-Week Program

The 4-Week Money Makeover

Take Back Control of Your Financial Life

A step-by-step 4-week program that takes you from financial chaos to a system that actually works. Each week builds on the last so you finish with a complete money operating system.

Program Overview

W01Diagnosis
W02Momentum
W03Mindset
W04System
  • Week 1: Find your money leaks
  • Week 2: Build your first win
  • Week 3: Rewrite your money story
  • Week 4: Set up your money OS
Wealth Planning

Generational Wealth Planner

Build Wealth That Outlasts You

The 5 Move Framework for building wealth that lasts generations. This interactive planner walks you through each move with auto-saved answers and a downloadable PDF summary.

5 Move Framework

1Protect Your Foundation
2Eliminate High-Cost Debt
3Build Your Wealth Engine
4Diversify & Grow
5Leave a Legacy
  • 5 Move Framework walkthrough
  • Auto-saved answers
  • Downloadable PDF plan
  • Built for long-term wealth
Retirement Planning

Retirement Income Calculator

Is Your Savings Enough to Retire?

See exactly what $250K, $500K, $750K, and $1M produces in monthly retirement income. Then calculate your own number based on your actual savings and Social Security estimate.

Retirement Milestones

$250K
~$3,009/mo
$500K
~$3,946/mo
$750K
~$4,884/mo
$1M
~$5,821/mo
  • 4 milestone income scenarios
  • Custom calculator for your number
  • Social Security integration
  • Compound Growth Explorer included
New
Debt Freedom

Debt Payoff Accelerator

See Exactly When You'll Be Debt-Free

Enter all your debts and instantly compare the Avalanche vs. Snowball methods side by side. See how much interest you save and get a personalized payoff timeline.

Debt Comparison Preview

Credit Card22.99% APR
Car Loan6.9% APR
Personal Loan14.5% APR
Debt-Free In3yr 6mo
  • Avalanche vs. Snowball comparison
  • Extra payment & lump sum simulator
  • Personalized payoff timeline
  • Downloadable PDF plan
New
Money Mindset

Life Hours Calculator

Stop Counting Dollars. Count Your Hours.

Every purchase has a hidden price tag: the hours of your life you traded for it. This calculator reveals the true cost of your spending and shows what's possible when you redirect that money instead.

True Cost Preview

Latest iPhone5.5 work days
$750/mo Car Note30 hrs/month
$200 Dinner Out8 hrs
$750/mo invested instead$1.1M in 30yrs
  • True cost of purchases in life hours
  • Interactive hourly wage calculator
  • Investment projector at 8% avg return
  • 3 actionable moves to take your life back

All tools are free. No credit card required.